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Is Your Car Driving Your Finances? What I learned from My Driveway

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  On a quiet Saturday morning, as I poured my coffee, my gaze fell upon two black vehicles parked outside our house. They looked ordinary enough, but in that moment, I saw more than just cars; I saw stories. Stories of decisions, emotions, and financial journeys that stretch far beyond our curb. These vehicles, in particular, evoke powerful memories and lessons for me and my kids. Vehicle #1: The Unsung Hero Minivan. It’s the quintessential “mom car,” and I’ll admit, driving it probably cost me a few 'man card' points. Yet, its engine purrs reliably, and while the driver’s side window stubbornly stays up (a feature that, incidentally, saves money at the drive-in), this van has been a workhorse. When one of our kids needed a reliable ride, we sold it to him for a mere $1,000 cash. Add in new tires and a few maintenance items, and he's invested about $2,000 for dependable transportation—nothing flashy, just pure joy and independence on four wheels. Vehicle #2: The Sleek, Hig...

Beyond the Budget: Getting on the Same Page for Money Conversations in Marriage

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Marriage intertwines lives in countless ways – emotionally, physically, and certainly financially. This past Friday, I had a vivid reminder of just how deeply connected these threads become. It started like many Fridays, with a Bible study at a local coffee shop, but soon my day was delightfully hijacked. My wife, stepping in as a wedding ceremony planner for dear friends, had a full agenda for me. I got to help by setting out the chairs (which I believe is a spiritual gift of mine!), assisting with backdrops, perfecting table settings, and even battling the wind to keep decorations from flying away. Later, I carefully picked up and displayed cupcakes, ensuring they were picture-perfect for the cutting and easily accessible for all hands, big and small. The wedding party walked down the aisle, the couple exchanged heartfelt vows, and countless pictures captured their joy. The DJ spun tunes, coaxing brave souls onto the dance floor – though my own epic moves remained safely in my mind! ...

Your Unique Financial Journey: Finding Your Roadmap

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  Your Unique Financial Journey: Finding Your Roadmap Recently I got the opportunity to complete a Multi Day, Multi state, Multi time zone road trip with a couple of my boys/men, a cat and a dog. Seeing how others were completing their own journeys reminded me of how we are all on different financial journeys. We aren’t all going to the same location. We aren’t all driving similar vehicles. We aren’t all using the same roadmaps. We aren’t all listening to the same road trip playlist. Some of us are all about getting to our destination as fast as possible. Others of us want to enjoy the sites and see the World’s largest ball of twine. It is important for everyone in the vehicle to be going the same way as long as they are in the vehicle. It’s important for you to have a financial roadmap and that you listen to and agree with the needs and desires of the people in the financial vehicle with you. Just like a road trip, your personal finance journey is deeply personal. There's no sing...