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Showing posts with the label Emergency Fund

The Joyful Steward: God's Sovereignty and Your 5 Year Plan

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  Your 5-Year Plan is Probably Wrong. Many of us believe hard work guarantees our goals. We embrace the hustle: Work hard, play hard, and live the life you want. But if you’re honest, how many 5-year periods ended exactly where you thought they would? The common saying, “I made my plans, told them to God and he laughed,” often feels more fitting for life in the real world. The core problem arises when we equate good stewardship with total control . I recently had a conversation with a dear brother who excelled at managing his money but failed to allow for simple enjoyment. This caused strain on his family because he was so focused on future security that he wasn't allowing himself to truly enjoy the blessings he had already received. The Bible offers a clear counterpoint to this anxiety, one that hit me profoundly: “In the day of prosperity be joyful, and in the day of adversity consider: God has made the one as well as the other, so that man may not find out anything that will be...

Where Does Debt Come From?

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  Where Does Debt Come From? Debt. It's a word that can weigh heavily on the mind, causing stress, sleepless nights, and strained relationships. For many, debt feels like an inescapable reality of modern life – a necessary evil for homes, cars, or even daily necessities. But where does debt actually come from, and why is understanding its origins so crucial for our financial well-being? To truly grasp the nature of debt, it's helpful to consider some timeless pieces of wisdom from scripture: “The prudent sees danger and hides himself, but the simple go on and suffer for it.” (Proverbs 22:3) "The rich rules over the poor, and the borrower is slave to the lender." (Proverbs 22:7) Words written thousands of years ago, remains remarkably relevant today. It's a stark warning, highlighting a fundamental power dynamic: when you owe someone money, you are, to a significant degree, beholden to them. Your choices, your freedom, and even your peace can be dictated by the obl...