Financial Coaching for Kingdom Men

Let’s be honest: the first time you sit down to talk about money, it’s probably going to create some friction. You might be eyeing a new 4K TV for the den, while she’s convinced the living room desperately needs new pillows. It’s easy to view these moments as a headache, but for the Kingdom Man, this is where true leadership begins. We all live with a limited amount of time and finances. The goal isn't just to "balance the books"—it’s to build financial intimacy with your spouse. Why "Winning Together" Requires One Account I often see couples try to maintain "financial independence" within a marriage—separate accounts, separate bills, and separate secrets. But if you want to win with money, you have to be on the same team.  When you merge your accounts, you eliminate the "roommate" dynamic. You can't truly fight debt or build a legacy if you are pulling in different directions. By pooling your resources, you create a larger "snowball...

Tax season has a way of holding up a mirror to our lives. You look at the "Gross Pay" on your W-2 and that familiar pit forms in your stomach. You think, “I made that much money last year? Where on earth did it all go?” Without a plan, money is remarkably flighty. If you don't intentionally tell it where to stay, it will fly away like a pet finch when the cage door is left ajar—quick, quiet, and suddenly out of reach. The Workplace Trap vs. The Family Blessing For many of us, our only experience with a "budget" is at the office. In the corporate world, a budget feels like a list of restrictions handed down from a department you’ve never visited. It’s a "no" to your ideas, a "not yet" to your project, and a ceiling on your potential. But a family budget is fundamentally different. It isn’t a corporate restriction; it is a Kingdom duty and a divine blessing. At work, you have no control. At home, you and your spouse are the Finance Committee. ...

  You know your income, but where is it all going? Most people can track their income but fail at controlling where the money goes. This failure is what keeps people trapped and not moving forward on their financial roadmap.  Do you know where your money is going? Early in my career I knew and worked with a great brother who was an accountant.  At the time we were living paycheck to paycheck and trying to make ends meet.  We were discussing with him our finances and our hopes and dreams and during one of our conversations he stated it doesn’t matter how much you make as much as it matters how you spend the money you make.  He knew people who were making $20,000 a year and were able to pay off debt and live comfortably.  He also knew people who were making $100,000 per year and not even able to pay their bills.   At the time, I would have to say I didn’t believe him as much as I should have.  As we began to make more money it became evident th...

  I ask a simple question, but the response is often the same: "Do you have a budget?" "A what?" "Do you have a spending plan so you know where your money is going?" "Ummm... no." "How do you keep track of your money?" "We don't." That feeling of dread, of wanting to keep your head in the sand—I can understand it. It feels easier to just worry about money when a bill collector is calling. But they will call, and sometimes they will even take a piece of your income. Working in Human Resources and Payroll, I saw it happen on a regular basis. I would call an employee to let them know a garnishment had come in, and the common response was, "What do you mean? I was never informed about it," or, "Which company is garnishing now?" Not tracking your money and not paying your bills will only lead to more problems. In my own family, there were periods when our income didn't cover our expenses. We didn't b...