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Showing posts with the label Financial Wellness

Open Enrollment time is here!

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  Did you get a notification from your HR department that it’s open enrollment time? Or are you insuring yourself and you heard that the Open Enrollment Period for HealthCare.gov insurance plans are from November 1 to January 15. Or maybe you had a life event like getting married, having a baby or adopting, loss of employment or getting a new job. If so, the information you will be receiving is a lot and many people find it confusing. The decision you make now can affect your health insurance coverage for the next year and can affect your finances for years. We are going to walk through some of the common terminology that you should be familiar with as you sign up for health insurance, discuss how these decisions can affect you financially, and offer some ideas to consider when you decide to choose the best plan for you and your family. Understanding the Language of Health Insurance Before you can make a confident decision, it helps to speak the same language as your insurance prov...

How Coaching Can Help You: Unlocking Your Financial Potential

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  How Coaching Can Help You: Unlocking Your Financial Potential Are you feeling overwhelmed by debt? Dreaming of a secure retirement but unsure how to get there? Or perhaps you're just looking to get a better handle on your money, but the idea of budgeting or investing feels like a foreign language? You're not alone. Many individuals and families grapple with financial stress and uncertainty. While self-help books and online articles offer a wealth of information, sometimes what you truly need is personalized guidance, accountability, and a clear roadmap. This is where financial coaching steps in. Think of a financial coach not as a traditional financial advisor who manages your investments, but as your personal trainer for your money. They don't just tell you what to do; they work with you, empowering you to build healthier financial habits and achieve your goals. “In abundance of counselors there is victory” (Proverbs 11:14) “Without consultation, plans are frustrated, ...