Financial Coaching for Kingdom Men

Tax season has a way of holding up a mirror to our lives. You look at the "Gross Pay" on your W-2 and that familiar pit forms in your stomach. You think, “I made that much money last year? Where on earth did it all go?” Without a plan, money is remarkably flighty. If you don't intentionally tell it where to stay, it will fly away like a pet finch when the cage door is left ajar—quick, quiet, and suddenly out of reach. The Workplace Trap vs. The Family Blessing For many of us, our only experience with a "budget" is at the office. In the corporate world, a budget feels like a list of restrictions handed down from a department you’ve never visited. It’s a "no" to your ideas, a "not yet" to your project, and a ceiling on your potential. But a family budget is fundamentally different. It isn’t a corporate restriction; it is a Kingdom duty and a divine blessing. At work, you have no control. At home, you and your spouse are the Finance Committee. ...

  I ask a simple question, but the response is often the same: "Do you have a budget?" "A what?" "Do you have a spending plan so you know where your money is going?" "Ummm... no." "How do you keep track of your money?" "We don't." That feeling of dread, of wanting to keep your head in the sand—I can understand it. It feels easier to just worry about money when a bill collector is calling. But they will call, and sometimes they will even take a piece of your income. Working in Human Resources and Payroll, I saw it happen on a regular basis. I would call an employee to let them know a garnishment had come in, and the common response was, "What do you mean? I was never informed about it," or, "Which company is garnishing now?" Not tracking your money and not paying your bills will only lead to more problems. In my own family, there were periods when our income didn't cover our expenses. We didn't b...

  Your Unique Financial Journey: Finding Your Roadmap Recently I got the opportunity to complete a Multi Day, Multi state, Multi time zone road trip with a couple of my boys/men, a cat and a dog. Seeing how others were completing their own journeys reminded me of how we are all on different financial journeys. We aren’t all going to the same location. We aren’t all driving similar vehicles. We aren’t all using the same roadmaps. We aren’t all listening to the same road trip playlist. Some of us are all about getting to our destination as fast as possible. Others of us want to enjoy the sites and see the World’s largest ball of twine. It is important for everyone in the vehicle to be going the same way as long as they are in the vehicle. It’s important for you to have a financial roadmap and that you listen to and agree with the needs and desires of the people in the financial vehicle with you. Just like a road trip, your personal finance journey is deeply personal. There's no sing...

  Your Retirement Journey: Planning for a Life of Purpose and Peace Financial freedom in retirement is an aspiration for many, but without a clear plan, it can feel like an elusive dream. Retirement planning is not a one-size-fits-all endeavor; it's a deeply personal journey that requires thoughtful consideration, strategic action, and a bit of a coaching mindset. As your guide, I’m here to walk you through the essential steps, helping you transform uncertainty into confidence as you build the retirement life you truly desire. What is Retirement, Anyway? Redefining Your Golden Years Let's start with a fundamental question : What is retirement? For many, it conjures images of endless leisure, travel, and freedom from work. While that's certainly part of it, the modern definition of retirement is far more nuanced and personalized. At its core, retirement is a phase of life where working for income becomes optional, not a necessity. It’s about achieving financial independence ...