Financial Coaching for Kingdom Men

  You know your income, but where is it all going? Most people can track their income but fail at controlling where the money goes. This failure is what keeps people trapped and not moving forward on their financial roadmap.  Do you know where your money is going? Early in my career I knew and worked with a great brother who was an accountant.  At the time we were living paycheck to paycheck and trying to make ends meet.  We were discussing with him our finances and our hopes and dreams and during one of our conversations he stated it doesn’t matter how much you make as much as it matters how you spend the money you make.  He knew people who were making $20,000 a year and were able to pay off debt and live comfortably.  He also knew people who were making $100,000 per year and not even able to pay their bills.   At the time, I would have to say I didn’t believe him as much as I should have.  As we began to make more money it became evident th...

What is the single most powerful tool you have to care for your family, build net worth, crush debt and live generously?  It’s your income.  People get income from many different sources  whether it is a job, business profit, investment earning, rental payments, social security benefits, or retirement accounts, God provides for us.  When we manage our income wisely we worship God and honor him as our provider.    The Bible instructs us many times to glorify God with our work.   Whatever you do, do your work heartily, as for the Lord rather than for men; knowing that from the Lord you will receive the reward of the inheritance. It is the Lord Christ whom you serve (Colossians 3:23-24). We are also reminded that in whatever circumstance that we find ourselves, if we are seeking His will we can do all things through His strength.   I know how to be brought low, and I know how to abound. In any and every circumstance, I have learned the...

Do you feel like you are shackled in the prison of debt and see a debt management plan as an easy break out plan? A "Debt Management Plan (DMP)" usually refers to a formal arrangement through a credit counseling agency.  The benefit of this process is that you sign up, pay a monthly fee, you pay the agency your payments for the debts,  and they make the payments for you to your creditors.  You give them the ability to access your account and make payment arrangements on your behalf.  One payment instead of 3, or 5, or 10 payments, sounds wonderful.  But does it help you to change your habits around money?  Is it faster or less expensive?  Are they really doing what is expected or are they pocketing the money, making interest on the money, not paying the bills until they are delinquent and then the creditors are willing to make a deal?   While the thought of making one payment and someone else will work their magic and the debt will disappear...